/* Pages institutionnelles (Comment ça marche…) — palette de l'accueil */
.pg{--pg-navy:#091c24;--pg-ink:#13262d;--pg-muted:#62747a;--pg-line:#dce4e3;--pg-green:#0c8172;--pg-teal:#4f9d8f;--pg-orange:#f7931a;
  display:block;background:#f7f5ee;color:var(--pg-ink);font-family:'Public Sans',sans-serif}
body:has(.pg){background:#f7f5ee}
.pg a{color:var(--pg-green)}
.pg-wrap{width:min(1180px,100% - 48px);margin:0 auto}
.pg-hero{padding:64px 0;background:linear-gradient(125deg,#092129,#0c3434);color:#fff}
.pg-hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:56px;align-items:center}
.pg-kicker{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:#4f9d8f}
.pg-kicker::before{content:"";width:24px;height:2px;background:var(--pg-orange)}
.pg-kicker-dark{color:var(--pg-green)}
.pg-hero h1{margin:14px 0;max-width:560px;font:700 clamp(32px,3.8vw,46px)/1.12 'Petrona',Georgia,serif;letter-spacing:-.4px;color:#fff;text-wrap:balance}
.pg-lead{max-width:540px;margin:0;font-size:16px;line-height:1.65;color:rgba(255,255,255,.74)}
.pg-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:30px 0 0;padding:0;list-style:none;border:1px solid rgba(255,255,255,.12);border-radius:12px;background:rgba(255,255,255,.04)}
.pg-facts li{padding:14px 16px}
.pg-facts li+li{border-left:1px solid rgba(255,255,255,.1)}
.pg-facts b{display:block;font:700 19px 'Petrona',Georgia,serif;color:var(--pg-orange)}
.pg-facts span{font-size:12.5px;color:rgba(255,255,255,.6)}
.pg-hero-photo{position:relative;margin:0;border-radius:16px;overflow:hidden;box-shadow:0 24px 50px rgba(0,0,0,.3)}
.pg-hero-photo img{display:block;width:100%;height:380px;object-fit:cover;object-position:30% 30%}
.pg-hero-photo figcaption{position:absolute;left:16px;bottom:16px;padding:7px 12px;border-radius:8px;background:rgba(9,28,36,.78);font-size:12.5px;font-weight:600;color:#fff;backdrop-filter:blur(6px)}
.pg-section{margin-top:64px}
.pg-head{max-width:680px;margin-bottom:24px}
.pg-head h2,.pg-goal h2{margin:0;font:700 clamp(25px,2.6vw,32px)/1.2 'Petrona',Georgia,serif;letter-spacing:-.3px;color:var(--pg-ink);text-wrap:balance}
.pg-head p{margin:8px 0 0;font-size:15px;line-height:1.6;color:var(--pg-muted)}
.pg-compare{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.pg-box{padding:24px 26px;border-radius:14px;border:1px solid var(--pg-line);background:#fff}
.pg-box-label{display:block;margin-bottom:12px;font-size:12px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase}
.pg-no .pg-box-label{color:#b0412a}.pg-yes .pg-box-label{color:var(--pg-green)}
.pg-box ul{margin:0;padding:0;list-style:none}
.pg-box li{position:relative;padding:9px 0 9px 28px;font-size:15px}
.pg-box li+li{border-top:1px solid #eeece4}
.pg-box li::before{position:absolute;left:0;top:9px;width:18px;height:18px;display:grid;place-items:center;border-radius:50%;font-size:11px;font-weight:700}
.pg-no li::before{content:"✕";background:#fbece8;color:#b0412a}
.pg-yes li::before{content:"✓";background:#dff5ef;color:var(--pg-green)}
.pg-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin:0;padding:0;list-style:none;border:1px solid var(--pg-line);border-radius:14px;background:#fff;overflow:hidden}
.pg-steps li{position:relative;padding:24px 22px}
.pg-steps li+li{border-left:1px solid #eeece4}
.pg-step-n{display:grid;place-items:center;width:34px;height:34px;margin-bottom:14px;border-radius:50%;background:var(--pg-navy);color:var(--pg-orange);font:700 16px 'Petrona',Georgia,serif}
.pg-steps h3{margin:0 0 6px;font-size:15.5px;line-height:1.3}
.pg-steps p{margin:0;font-size:13.5px;line-height:1.55;color:var(--pg-muted)}
.pg-note{margin:16px 0 0;padding:14px 18px;border-radius:10px;background:#fff;border:1px solid var(--pg-line);font-size:14px;color:var(--pg-muted)}
.pg-note b{color:var(--pg-ink)}
.pg-goal{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:center;padding:36px;border-radius:16px;background:#fff;border:1px solid var(--pg-line)}
.pg-goal-copy p{margin:12px 0 0;font-size:15px;line-height:1.65;color:var(--pg-muted)}
.pg-pace{border-radius:12px;background:var(--pg-navy);color:#fff;overflow:hidden}
.pg-pace-head{padding:16px 20px;border-bottom:1px solid rgba(255,255,255,.1)}
.pg-pace-head b{display:block;font-size:15px}.pg-pace-head span{font-size:12.5px;color:rgba(255,255,255,.55)}
.pg-pace table{width:100%;border-collapse:collapse;font-size:14px}
.pg-pace th{padding:10px 20px;text-align:left;font-size:11.5px;font-weight:600;color:rgba(255,255,255,.5)}
.pg-pace td{padding:12px 20px;border-top:1px solid rgba(255,255,255,.08);font-variant-numeric:tabular-nums}
.pg-pace .num{text-align:right}
.pg-pace td b{color:var(--pg-orange)}
.pg-pace-foot{margin:0;padding:12px 20px;font-size:12px;color:rgba(255,255,255,.5);border-top:1px solid rgba(255,255,255,.08)}
.pg-safety{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:40px;align-items:center}
.pg-safety-photo{margin:0;border-radius:16px;overflow:hidden}
.pg-safety-photo img{display:block;width:100%;height:420px;object-fit:cover}
.pg-checks{margin:0;padding:0;list-style:none}
.pg-checks li{position:relative;padding:12px 0 12px 34px;font-size:14.5px;line-height:1.5;color:var(--pg-muted)}
.pg-checks li+li{border-top:1px solid var(--pg-line)}
.pg-checks li::before{content:"✓";position:absolute;left:0;top:12px;width:22px;height:22px;display:grid;place-items:center;border-radius:6px;background:#dff5ef;color:var(--pg-green);font-size:12px;font-weight:700}
.pg-checks b{display:block;color:var(--pg-ink)}
.pg-warn{margin:16px 0 0;padding:12px 16px;border-left:3px solid #b0412a;border-radius:0 8px 8px 0;background:#fbece8;font-size:13.5px;color:#7a2e1e}
.pg-faq{border:1px solid var(--pg-line);border-radius:14px;background:#fff;overflow:hidden}
.pg-faq details+details{border-top:1px solid #eeece4}
.pg-faq summary{position:relative;padding:18px 56px 18px 24px;font-weight:600;font-size:15.5px;cursor:pointer;list-style:none}
.pg-faq summary::-webkit-details-marker{display:none}
.pg-faq summary::after{content:"+";position:absolute;right:24px;top:50%;transform:translateY(-50%);width:26px;height:26px;display:grid;place-items:center;border-radius:50%;background:#f1efe6;color:var(--pg-green);font-size:17px}
.pg-faq details[open] summary::after{content:"–"}
.pg-faq summary:hover{background:#fbfaf5}
.pg-faq p{margin:0;padding:0 24px 18px;max-width:760px;font-size:14.5px;line-height:1.65;color:var(--pg-muted)}
.pg-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;margin:64px 0 56px;padding:32px 36px;border-radius:16px;background:var(--pg-navy);color:#fff}
.pg-cta h2{margin:0;font:700 26px 'Petrona',Georgia,serif;color:#fff}
.pg-cta p{margin:6px 0 0;max-width:520px;font-size:14.5px;color:rgba(255,255,255,.7)}
.pg-cta-actions{display:flex;gap:10px;flex-wrap:wrap}
.pg-btn{display:inline-flex;align-items:center;justify-content:center;height:48px;padding:0 22px;border:1px solid rgba(255,255,255,.25);border-radius:8px;color:#fff!important;font-weight:700;font-size:14.5px;text-decoration:none}
.pg-btn:hover{background:rgba(255,255,255,.08)}
.pg-btn-primary{background:var(--pg-orange);border-color:var(--pg-orange);color:#241303!important}
.pg-btn-primary:hover{background:#ff9f27}
.pg-footer{padding:22px 0 30px;border-top:1px solid var(--pg-line);font-size:12.5px;color:var(--pg-muted)}
.pg-footer a{color:inherit}
@media(max-width:1060px){.pg-steps{grid-template-columns:1fr 1fr}.pg-steps li+li{border-left:0}.pg-steps li{border-top:1px solid #eeece4}.pg-steps li:nth-child(-n+2){border-top:0}.pg-steps li:nth-child(even){border-left:1px solid #eeece4}}
@media(max-width:960px){.pg-hero-grid,.pg-goal,.pg-safety{grid-template-columns:1fr}.pg-hero-photo img{height:280px}.pg-safety-photo img{height:260px}.pg-compare{grid-template-columns:1fr}}
@media(max-width:560px){.pg-wrap{width:calc(100% - 32px)}.pg-hero{padding:44px 0}.pg-facts{grid-template-columns:1fr}.pg-facts li+li{border-left:0;border-top:1px solid rgba(255,255,255,.1)}.pg-steps{grid-template-columns:1fr}.pg-steps li:nth-child(even){border-left:0}.pg-steps li:nth-child(2){border-top:1px solid #eeece4}.pg-goal{padding:24px 20px}.pg-pace th,.pg-pace td{padding-left:14px;padding-right:14px}.pg-cta{padding:26px 20px}.pg-cta-actions,.pg-btn{width:100%}}
.pg-pace td,.pg-pace th{white-space:nowrap}@media(max-width:560px){.pg-pace table{font-size:13px}.pg-pace th,.pg-pace td{padding:10px 12px}}

/* ===== Solutions d'épargne : simulateur, rythmes, services inclus ===== */
.sim{padding:26px;border-radius:16px;background:#fff;color:var(--pg-ink);box-shadow:0 24px 50px rgba(0,0,0,.28)}
.sim-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap;margin-bottom:18px}
.sim-head h2{margin:0;font:700 21px 'Petrona',Georgia,serif;color:var(--pg-ink)}
.sim-head span{font-size:12.5px;color:var(--pg-muted)}
.sim-label{display:block;font-size:13px;font-weight:600;color:var(--pg-muted)}
.sim-amount{display:flex;align-items:baseline;gap:8px;margin:4px 0 12px}
.sim-amount output{font:700 40px/1 'Petrona',Georgia,serif;font-variant-numeric:tabular-nums}
.sim-amount span{font-weight:700;color:var(--pg-muted)}
.sim input[type=range]{--p:7.9%;width:100%;height:8px;margin:0;border-radius:4px;-webkit-appearance:none;appearance:none;background:linear-gradient(90deg,var(--pg-orange) var(--p),#e9e7de var(--p));outline:0;cursor:pointer}
.sim input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--pg-orange);box-shadow:0 2px 8px rgba(0,0,0,.2)}
.sim input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:3px solid var(--pg-orange)}
.sim input[type=range]:focus-visible{box-shadow:0 0 0 3px rgba(247,147,26,.3)}
.sim-scale{display:flex;justify-content:space-between;margin-top:6px;font-size:11.5px;color:var(--pg-muted)}
.sim-results{display:grid;grid-template-columns:repeat(3,1fr);margin:20px 0;border:1px solid var(--pg-line);border-radius:12px}
.sim-results div{padding:12px 14px;min-width:0}
.sim-results div+div{border-left:1px solid var(--pg-line)}
.sim-results dt{font-size:11.5px;font-weight:600;color:var(--pg-muted)}
.sim-results dd{margin:4px 0 0;font:700 18px 'Petrona',Georgia,serif;font-variant-numeric:tabular-nums}
.sim-results div:nth-child(2) dd{color:#d97808}
.sim-cta{width:100%}
.sim-foot{margin:12px 0 0;font-size:12px;line-height:1.5;color:var(--pg-muted)}
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;align-items:stretch}
.plan{position:relative;display:flex;flex-direction:column;padding:28px 26px;border:1px solid var(--pg-line);border-radius:16px;background:#fff}
.plan-best{border:2px solid var(--pg-orange);box-shadow:0 18px 40px rgba(247,147,26,.12)}
.plan-badge{position:absolute;top:-13px;left:24px;padding:4px 12px;border-radius:13px;background:var(--pg-orange);color:#241303;font-size:12px;font-weight:700}
.plan-name{font-size:12.5px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--pg-green)}
.plan-price{display:flex;align-items:baseline;gap:8px;margin:10px 0 16px}
.plan-price b{font:700 38px/1 'Petrona',Georgia,serif}
.plan-price span{font-size:13.5px;color:var(--pg-muted)}
.plan dl{margin:0;border-top:1px solid #eeece4}
.plan dl div{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid #eeece4;font-size:14px}
.plan dt{color:var(--pg-muted)}.plan dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums}
.plan p{flex:1;margin:14px 0 18px;font-size:14px;line-height:1.55;color:var(--pg-muted)}
.plan-btn{display:flex;align-items:center;justify-content:center;height:46px;border-radius:8px;border:1px solid var(--pg-line);color:var(--pg-ink)!important;font-weight:700;font-size:14px;text-decoration:none}
.plan-btn:hover{background:#fbfaf5}
.plan-best .plan-btn{background:var(--pg-navy);border-color:var(--pg-navy);color:#fff!important}
.plan-best .plan-btn:hover{background:#122b33}
.incl{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:0;padding:0;list-style:none;border:1px solid var(--pg-line);border-radius:16px;background:#fff;overflow:hidden}
.incl li{position:relative;padding:22px 24px 22px 60px;border-top:1px solid #eeece4}
.incl li:nth-child(-n+3){border-top:0}
.incl li:not(:nth-child(3n+1)){border-left:1px solid #eeece4}
.incl li::before{content:"✓";position:absolute;left:24px;top:22px;width:24px;height:24px;display:grid;place-items:center;border-radius:7px;background:#dff5ef;color:var(--pg-green);font-size:13px;font-weight:700}
.incl b{display:block;font-size:15px}
.incl span{display:block;margin-top:4px;font-size:13.5px;line-height:1.5;color:var(--pg-muted)}
@media(max-width:960px){.plans{grid-template-columns:1fr;max-width:520px}.incl{grid-template-columns:1fr 1fr}.incl li:nth-child(-n+3){border-top:1px solid #eeece4}.incl li:nth-child(-n+2){border-top:0}.incl li:not(:nth-child(3n+1)){border-left:0}.incl li:nth-child(even){border-left:1px solid #eeece4}}
@media(max-width:560px){.sim{padding:20px}.sim-amount output{font-size:34px}.sim-results{grid-template-columns:1fr}.sim-results div{display:flex;justify-content:space-between;align-items:baseline}.sim-results div+div{border-left:0;border-top:1px solid var(--pg-line)}.sim-results dd{margin:0;font-size:16px}.incl{grid-template-columns:1fr}.incl li:nth-child(even){border-left:0}.incl li:nth-child(2){border-top:1px solid #eeece4}}

/* ===== Contact ===== */
.pg-hero-sm{padding:56px 0 52px}
.ct-grid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:24px;align-items:start;margin:-28px 0 64px;position:relative}
.ct-form,.ct-card{padding:28px;border:1px solid var(--pg-line);border-radius:16px;background:#fff;box-shadow:0 18px 40px rgba(9,28,36,.06)}
.ct-form h2,.ct-card h2{margin:0 0 18px;font:700 22px 'Petrona',Georgia,serif;color:var(--pg-ink)}
.ct-row{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.ct-field{display:block;margin-bottom:16px}
.ct-field span{display:block;margin-bottom:6px;font-size:13px;font-weight:600;color:var(--pg-ink)}
.ct-field input,.ct-field select,.ct-field textarea{width:100%;padding:12px 14px;border:1px solid #cfd8d4;border-radius:9px;background:#fff;font:15px 'Public Sans',sans-serif;color:var(--pg-ink);box-sizing:border-box}
.ct-field textarea{resize:vertical;min-height:140px;line-height:1.55}
.ct-field input:focus,.ct-field select:focus,.ct-field textarea:focus{outline:0;border-color:var(--pg-green);box-shadow:0 0 0 3px rgba(12,129,114,.12)}
.ct-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.ct-warn{display:flex;gap:10px;margin:2px 0 18px;padding:12px 14px;border-radius:9px;background:#fbf3e6;color:#6a4b1a;font-size:13px;line-height:1.5}
.ct-warn svg{flex:none;color:#d97808}
.ct-submit{width:100%;border:0;cursor:pointer;font-family:inherit}
.ct-submit:disabled{opacity:.6;cursor:wait}
.ct-msg{margin-top:14px;padding:12px 14px;border-radius:9px;font-size:14px}
.ct-msg.ok{background:#dff5ef;color:#096b5e}
.ct-msg.err{background:#fbece8;color:#b0412a}
.ct-side{display:grid;gap:16px}
.ct-list,.ct-links{margin:0;padding:0;list-style:none}
.ct-list li{display:flex;gap:14px;align-items:flex-start;padding:12px 0}
.ct-list li+li{border-top:1px solid #eeece4}
.ct-list svg,.ct-links svg{flex:none;color:var(--pg-green)}
.ct-list b,.ct-links b{display:block;font-size:13px;color:var(--pg-muted);font-weight:600}
.ct-list span{font-size:15px;color:var(--pg-ink)}
.ct-list a{color:var(--pg-ink);font-weight:600;text-decoration:none}
.ct-links a{display:flex;gap:14px;align-items:flex-start;padding:12px 0;color:var(--pg-muted)!important;font-size:13.5px;text-decoration:none}
.ct-links li+li a{border-top:1px solid #eeece4}
.ct-links b{font-size:15px;color:var(--pg-ink)}
.ct-links a:hover b{color:var(--pg-green)}
.ct-privacy{margin:0;padding:0 4px;font-size:12.5px;color:var(--pg-muted)}
@media(max-width:900px){.ct-grid{grid-template-columns:1fr}}
@media(max-width:560px){.ct-row{grid-template-columns:1fr}.ct-form,.ct-card{padding:22px 18px}}
.ct-field select{height:48px;padding:0 40px 0 14px;-webkit-appearance:none;appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' fill='none' stroke='%2362747a' stroke-width='2' viewBox='0 0 24 24'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") right 14px center no-repeat;cursor:pointer}
.ct-field input{height:48px}

/* ===== Contact : retouches institutionnelles ===== */
.ct-hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:56px;align-items:center}
.ct-promises{margin:0;padding:6px 22px;list-style:none;border:1px solid rgba(255,255,255,.12);border-radius:14px;background:rgba(255,255,255,.04)}
.ct-promises li{display:flex;gap:14px;padding:16px 0}
.ct-promises li+li{border-top:1px solid rgba(255,255,255,.1)}
.ct-promises svg{flex:none;margin-top:2px;color:var(--pg-orange)}
.ct-promises b{display:block;font-size:15px;color:#fff}
.ct-promises span{font-size:13.5px;line-height:1.5;color:rgba(255,255,255,.62)}
.ct-required{margin:-10px 0 20px;font-size:13px;color:var(--pg-muted)}
.ct-field small{display:block;margin-top:6px;font-size:12.5px;color:var(--pg-muted)}
.ct-field .ct-count{text-align:right}
.ct-field input::placeholder,.ct-field textarea::placeholder{color:#a2aeb0}
.ct-privacy{margin:14px 0 0;font-size:12.5px;line-height:1.5;color:var(--pg-muted)}
.ct-safety{border-color:#f0d3a8;background:#fffaf2}
.ct-safety-icon{display:grid;place-items:center;width:42px;height:42px;margin-bottom:12px;border-radius:10px;background:#fbe9cf;color:#d97808}
.ct-safety h2{font-size:19px;margin-bottom:12px}
.ct-safety ul{margin:0 0 12px;padding:0;list-style:none}
.ct-safety li{position:relative;padding:7px 0 7px 26px;font-size:14px;color:var(--pg-ink)}
.ct-safety li::before{content:"✕";position:absolute;left:0;top:7px;width:18px;height:18px;display:grid;place-items:center;border-radius:50%;background:#fbece8;color:#b0412a;font-size:10px;font-weight:700}
.ct-safety p{margin:0;font-size:13px;line-height:1.5;color:#6a4b1a}
.ct-done{text-align:center;padding:48px 32px}
.ct-done[hidden],.ct-form[hidden]{display:none}
.ct-done-icon{display:grid;place-items:center;width:64px;height:64px;margin:0 auto 16px;border-radius:50%;background:#dff5ef;color:var(--pg-green)}
.ct-done h2{margin-bottom:10px}
.ct-done p{max-width:440px;margin:0 auto 24px;font-size:15px;line-height:1.6;color:var(--pg-muted)}
.ct-done-actions{display:flex;flex-direction:column;align-items:center;gap:14px}
.ct-again{border:0;background:none;color:var(--pg-green);font:600 14px 'Public Sans',sans-serif;cursor:pointer}
.ct-again:hover{text-decoration:underline}
.pg-footer-row{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.pg-footer-row nav{display:flex;gap:20px;flex-wrap:wrap}
.pg-footer-row nav a{color:var(--pg-ink)!important;font-weight:600;text-decoration:none}
.pg-footer-row nav a:hover{color:var(--pg-green)!important}
@media(max-width:960px){.ct-hero{grid-template-columns:1fr;gap:28px}}
@media(max-width:560px){.ct-promises{padding:2px 16px}.ct-done{padding:36px 20px}}
.ct-field .ct-count span{display:inline;margin:0;font:inherit;color:inherit;letter-spacing:0;text-transform:none}